Let's Chat: 519-571-1121
TMG The Mortgage Group (Ontario) Inc.

Specializing in Residential, Commercial and Private Mortgage Financing In Kitchener, Waterloo, Cambridge and Toronto GTA

AAA Credit at Best Rates for Employed Individuals, Private Loans, Business For Self, Bruised Credit, Reverse Mortgages, Steve is Your Mortgage Broker in Kitchener Waterloo Cambridge.

Serving South Western Ontario:
Kitchener, Waterloo, Cambridge, Elmira, Stratford, Woodstock, Elora, Brantford, Paris, Fergus, Guelph, London, GTA, Barrie, Collingwood, Wasaga Beach, Orangeville and with an office in downtown Toronto, serving the GTA.

Business hours:
Office hours are 9am – 5pm
After hours and evening appointments available by appointment.

Service options:
In office and online virtual appointments.

Get in Touch

Steve Futyer, Mortgage Broker
FSRA #10315 | SK Brokerage #315872 | TMG The Mortgage Group (Atlantic) Inc.

Waterloo Office:
496 Albert St. Suite 8, Waterloo, ON. N2L 3V4
Toronto Office:
121 Harbor St, 2nd Floor. Toronto, ON M5S 1G9
P: 519-571-1121
C: 905-866-8972

E: steve.futyer@mortgagegroup.com

The Importance of a Pre-Approved Mortgage

If you plan to use a mortgage for your home purchase, pre-approval for your mortgage should be among the first steps in your property search process. Not only can being pre-approved help you zero in on the proper price range (and match your expectations), but it can give you a leg up on other buyers, since you will be faster to close the sale (and not waiting for financing approvals).

Having a pre-approved mortgage is an important first step when you’re buying a home. It lets you know what you can borrow for your loan and shows sellers you’re serious. Connect with a local real estate professional and a trusted mortgage broker so you have the tools you need to purchase a home in today’s market.

Steve Handles Many Mortgage Products

As an independent mortgage broker with TMG Mortgage Group primarily in Kitchner Waterloo, Steve offers many different types of mortgages, including fixed rate mortgages, variable rate mortgages, reverse mortgages, second mortgages, home equity line of credit loans and all mortgages and loans at the lowest, best mortgage rates in Toronto.

Steve's Responsibilities to Clients

As a Mortgage Broker, Steve is responsible for helping clients secure the best mortgage rates and terms based on their financial situation and needs. He will work closely with borrowers, lenders, and other industry professionals to provide exceptional customer service and achieve successful outcomes for all parties involved.

  • Conducting comprehensive financial assessments for clients to determine their mortgage eligibility and affordability.
  • Guiding clients through the mortgage application process and assisting them in selecting the best mortgage products and terms.
  • Building and maintaining relationships with lenders and other industry professionals to stay up-to-date with market trends and changes in lending policies.
  • Negotiating with lenders to secure the best possible mortgage rates and terms for clients.
  • Assisting clients with all aspects of the mortgage process, from pre-approval to closing.
  • Ensuring all required documentation is accurately completed and submitted to the appropriate parties in a timely manner.
  • Maintaining accurate and up-to-date records of all client interactions and transactions.
  • Staying abreast of changes in mortgage regulations and legislation that may impact the industry or clients.
10 Second Mortgage Application

Complete this form to start your mortgage application!

Get started now and Steve will contact you for any additional information needed. Include in your message the type of mortgage you want (please do not include any personal financial info).